My Grandfather’s Pension Was Named Kwame And Ama

  • Emmanuel Kusi Achampong
  • July 8, 2026
  • 4 min read

Ghana’s oldest retirement plan was named after your children. It is quietly failing. Here is how to build one that cannot.

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The T-Bill Party Is Over. Did You Hear The Music Stop?

  • Emmanuel Kusi Achampong
  • July 1, 2026
  • 4 min read

For years the smartest money move in Ghana was the laziest one: buy a 91 day T-bill and collect 30%. Those days are gone. Here is what to do now.

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Before You Invest One Cedi, Build This First

  • Emmanuel Kusi Achampong
  • June 24, 2026
  • 4 min read

Everybody wants to talk about investing. Nobody wants to talk about the cushion that keeps the investing alive. Let me tell you the truth I have learned the hard way. You are not ready to invest until you have an emergency fund. Not Treasury bills. Not stocks. Not Unit Trusts. None of it. Why? Because […]

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